Personal Finance
Latest Personal Finance News
Are You Hindering Your Retirement By Not Investing In Gender Equality?
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
At What Age Can You Retire With $1 Million?
For many Americans, $1 million is the benchmark for a secure retirement. But in today’s economy, at what age you…
Inc. vs. LLC: Key Differences, Pros and Cons for Taxes
Choosing between a corporation (Inc.) and a limited liability company (LLC) affects how your business is taxed, how profits are…
How To Avoid Lifestyle Inflation — 10 Actionable Tips And Strategies
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Trump Administration Dismantles Key Student Loan Protections
The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
We’re 62 Years Old With $950k in IRAs. Is It Too Late to Convert to a Roth IRA?
Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from…
IRA Early Withdrawal Rules and Penalties
When you deposit cash into your retirement account, it enters a new realm of rules and regulations. While your IRA…
Tax Benefits of a Simplified Employee Pension (SEP) IRA
Retirement plans, like simplified employee pension (SEP) IRAs, go hand-in-hand with attractive tax benefits. Designed for self-employed individuals and small…
How Long You Have to Keep Tax Documents
Once tax season is over, it’s tempting to contemplate pushing every document into a shredder and going on your way…
How Phoenix Lender Services Is Helping Banks Crack the SBA Loan Market
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many…
