Personal Finance
Latest Personal Finance News
What Is the Tax Underpayment Penalty and How Can It Be Avoided?
The IRS imposes a tax underpayment penalty when taxpayers fail to pay enough of their tax liability during the year.…
What Is APR On A Loan? Plus, How To Compare Rates
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…
Best Bank Account Bonuses For May 2025
Akirastock/Getty Images: Illustration by Issiah Davis/Bankrate For those looking to open a new checking or online savings account, you’ll find…
Brick-And-Mortar Bank Branches Adapt To Meet Consumers’ Needs
In recent years, both banks and businesses have undergone significant transformations. These changes were bolstered by the world’s response to…
Federal Court Grants Summary Judgment Motion On Willful FBAR Penalty
Litigation in federal court is analogous to a game of chess. Although each side has a limited number of moves,…
Biden Proceeds With Hardship Student Loan Forgiveness
Last week, President Joe Biden praised his administration’s efforts to provide debt relief to borrowers, noting in his State of…
I’m 63 With a $1.6 Million Net Worth and $4,500 in Monthly Expenses. Can I Retire Now?
With a $1.6 million net worth and $4,500 in monthly expenses, retiring at 63 is a possibility, but quite a…
When and How to Report a 1031 Exchange on Your Tax Return
A 1031 exchange lets real estate investors defer capital gains taxes by selling one investment property and reinvesting the proceeds…
What Good Credit Loans Are & How To Get One
Image by Getty Images; illustration by Richard Tran/Bankrate Key takeaways Good credit loans typically have more competitive terms and interest…
Current CD Rates For May 2025
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which…
