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High-Yield Savings Rates Today: May 12, 2025 | Earn Up To 4.40% APY
Key takeaways The Federal Reserve held its federal funds rate steady last week, marking the third straight meeting the rate…
Can You Borrow From Your IRA?
Lucy Lambriex/Getty Images Key takeaways Unlike 401(k)s, IRAs don’t let you take out a loan against your balance. There are…
What Is A Roth IRA?
MoMo Productions/Getty Images A Roth IRA is one of the most popular ways for individuals to save for retirement, and…
What Is An HFA Loan?
Tony Anderson/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways HFA loans are mortgages available solely through state housing finance agencies (HFAs).…
Estate Tax: What It Is And Who Pays
When someone dies, everything they own — such as homes, bank accounts, investments and personal belongings — becomes part of…
5 Moms, 5 Paths & A Shared Commitment to Financial Wellness
Managing debt can be challenging — especially for mothers, who are often tracking far more than just numbers on a…
Best Unsecured Credit Cards For Bad Credit
Adene Sanchez/E+/Getty Images A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle…
Investing In AI: A Beginner’s Guide
David Paul Morris for Bloomberg/Getty Images Key takeaways Artificial intelligence (AI) is a fast-growing and highly disruptive industry. There are…
What Is An Adjusted Balance?
GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The adjusted balance is how credit card issuers determine how much interest you…
What Is A Subprime Mortgage?
Key takeaways A subprime mortgage might be an option for a borrower with a low credit score who can’t qualify…
